Account Insurance

Why take your savings elsewhere when you can have outstanding rates and the highest level of coverage right here?

Enjoy peace of mind! Each depositor's combined accounts are federally insured to at least $250,000 by the National Credit Union Administration, a U. S. Government agency.

Share savings accounts at this credit union are protected up to $500,000—the highest level of combined federal/private share insurance available. The federal government provides $250,00 of this protection, and the Excess Share Insurance Corporation (ESI), a licensed property and casualty insurer, provides an additional $250,000. Because Individual Retirement Accounts (IRAs) are insured separately, your savings and retirement accounts at the credit union could have combined federal/private coverage of $850,000!

So, avoid the hassle of maintaining savings accounts at multiple institutions, and get the best protection here. For more information on share savings insurance and ESI, please contact us.

Credit Life & Credit Disability

Give your family the financial security they deserve... by protecting your loans with credit insurance. Credit Life and Credit Disability Insurance are made available to help you and your family when help may be needed most. Just ask for these beneficial coverages on all your IHECU loans.