Share Draft (Checking) Accounts

Spending money to make money can make sense. But not when it comes to checking accounts. Fees, hidden charges, excessive minimum balance requirements, and accounts that don't earn interest all eat away at your ability to make your money work for you.

We offer three different Checking Accounts designed to provide the ultimate in convenience and value for our members. Take a look at some of the features of our Checking Accounts to see which one is best for you:

Fresh Start**

• No dividends
• Low initial minimum deposit of $25
• $5 monthly fee
• Free bill pay available***
• e-Statements available****
• Opt in ODP (up to $400)

 

Free Checking**

• No dividends
• Low initial minimum deposit of $25
• No monthly fee
• Must sign up for e-Statements to qualify****
• Free bill pay available***
• Opt in ODP (up to $750)

 

Classic Checking**

• Dividends earned on balances greater than $500
• Low initial minimum deposit of $25
• $5 monthly fee - unless member maintains a minimum monthly balance of $100 or maintains a balance of $1500 or more in combined IHECU accounts, excluding checking
• Free bill pay available***
• e-Statements available****
• Opt in to ODP (up to $750)

 

* Members in all checking account types are eligible for ATM or Debit Cards, pending approval of management.

** Home Banking is available with all types of checking accounts, but this service will become inactive if not used in a 6 month time frame.

*** Free bill pay available to compliment any IHECU checking account, but this service will become inactive if not used in a 90 day time period.

****e-Statements are available for all checking accounts.